RORICX - Rate of Return Calculator

• Calculates the Rate of Return and Net Gain for your portfolio.
• Simple, user friendly interface with onscreen help will guide you through several essential steps.
• Applicable to any portfolio - investment account, saving account, retirement account, rental property, even your own house.
• Allows entering and tracking of regular contributions deposit/withdrawal programs.
• Allows entering and tracking of all Cash In/Out transactions into your accounts.
• Calculates positive and negative rates.
• Works with margin accounts (those that may be in the red).
• Allows to select any time interval - e.g. last year, last calendar year, previous calendar year, since the beginning of your investing, etc, no limitations - and calculates the RoR specific for this interval only.
• Drill down to measure RoR and net gains of individual stock positions or any portion of your portfolio (for example the portion that actually belongs to the third party).
• Calculate and project the RoR of complex financial instruments, for example covered calls.
• Internally stores entered historical market values of your portfolios, uses those conveniently as defaults to minimize user's data entry.
• Displays all intermediate results of the calculated Rate of Return being applied to your Portfolio. Results are displayed for your Verification in the easy to understand tabular format.
• Allows creation of an Overall (Combined) portfolio consisting of several other portfolios.
• No double entries are required for tracking the combined portfolios - all changes made to underlying portfolios are automatically propagated to the combined ones.
• Calculates the Rate of Return for Overall (combined) portfolio.
• Produces graphical results.
• Prepares results for printing in your favorite Word processor.
• Allows one to verify third party results, i.e. if you are given the portfolio transaction log and someone claims a certain rate, then by plugging this data in, you can verify the portfolio growth. Line-by-line process shows the growth between every transaction and compounding dates. This verification is traceable on every step and shows you instantly if it arrives to the correct final value.
• As an additional benefit, outside of the main objective of this application, one can use it as a retirement planning tool – enter investment program and future end date for the interval, then set reasonable rate in the Verification window and it will show you the future forecasted growth.