As a CIR Realtor, you are eligible to participate in a group benefits program consisting of:

• Basic Life Insurance
• AD & D (Accidental Death & Dismemberment)
• Dependant life insurance
• Short Term Disability
• Extended Health Care
• Dental Care
• Employee & Family Assistance

Without group benefits you and your family stand-alone. Just one prolonged or unexpected health problem could devastate your life style, but with your own coverage you could take advantage of tax-free benefits plus you may even be able to TAX DEDUCT the premiums as a business expense.

Great Price:

Life insurance and disability insurance are priced according to your age and sex. The rates for all benefits are set on June 1st each year at which time you contract for the next 12 months.

Required:

• Life Insurance
• Accidental Death and Dismemberment
• Dependent life insurance for you and your family.

Optional:

• Short term disability (WI) benefits start – After one day accident and eight day sickness lasting up to 17 weeks.
• Long Term disability (LTD) benefits start after 17 weeks and last for up to 5 years.
• Extended health care services (EHC) cover 100% of eligible expenses including prescription drugs, travel insurance, ambulance, paramedical and more. (You pay only the dispensing fee – subject to the AHC regulations).
• Dental care covers 80% of basic services (cleaning X-Rays, fillings, Root Canals) plus 50% major (crowns, bridges, dentures) with a combined maximum $1,500 lifetime maximum.
• Realtor and family assistance program (EAP) providing counseling and referral services for you and your family.

For more information please email or call us at one of the numbers listed below!